All Industries Welcome - Fast Apply - Fast Approval - Fast Funding
Discover the extensive services we provide to secure the financial future of your business. Our offerings include customized financing products, corporate credit building, and innovative business planning strategies. The dedicated experts at our Business Resource Center are committed to delivering personalized solutions tailored to your specific business requirements.
Business Loans
Our business loans feature a streamlined one-page application and present multiple financing options for your selection. You will benefit from an exclusive lender relationship, receive expert guidance from our team of business advisors, secure funding on your schedule, and enjoy a focus on your long-term goals.
Banks are not lending as they did in the past. Instead of lending out their deposits, they are retaining them, which affects small businesses like yours. However, as this door closes, another opens. Our diversified lending platform offers your business a variety of non-bank financing options, simplifying the process for your business to achieve its objectives.
- Small Business Loans
- Business Lines of Credit
- Equipment Financing
- SBA Loans
- Revenue-Based Financing
- Subordinated Debt Financing
- AR Financing
- Asset Based Lending
- Commercial Real Estate
- Fix and Flip Loans
Business Credit vs. Personal Credit
Many businesses must utilize their personal credit to secure a business loan. Personal credit is linked to one's SSN and individual spending habits, while business credit is associated with the company's EIN and evaluated by agencies like Dun & Bradstreet.
Business credit is determined by your company's financial history, rather than your personal financial background as the owner. It offers higher credit limits to support business operations and additional bookkeeping advantages. Moreover, it is subject to fewer regulations compared to consumer credit. However, lenders might review your personal credit if your business lacks an established track record.
- Perform a corporate compliance and documentation review
- Establish a Dun & Bradstreet file and rating
- Build a Dun & Bradstreet PAYDEX score
- Establish a business credit file with Experian's corporate credit dept.
- Obtain an Experian Intelliscore number
- Create a business credit file with Equifax
- Provide a non-comprehensive list of potential trade accounts
- Create a business credit asset for financing opportunities
Business Planning
A business plan is a document that outlines the strategic direction of a new or existing enterprise. It is crafted to encompass all aspects of your vision and present it in a format that banks or investors can review. Additionally, it serves as a roadmap for the business owner to ensure they stay on course.
Business plans are advantageous for both startups and established businesses, as they articulate the goals, vision, and direction set by the owners. However, they do not assure success and may contain unrealistic assumptions and projections. With changing markets and emerging competitors, flexibility in business planning is crucial. Adapting the plan to align with the current environment may become necessary.
- Executive Summary
- Products and Services
- Market Analysis
- Marketing Strategy
- Financial Plans and Projections
“Business Resource Center has been instrumental in helping us achieve our financial goals. Their expertise and personalized approach are unparalleled.”
Mike McCullom